Not with Latent Defects Insurance you won’t.
You must remember the old children’s story about the Three Little Pigs; well imagine if a big bad wolf came along and blew your house down. It would be awful. The first house that the wolf blew down was made from straw and the second from sticks, but he was unable to destroy the third house which was made from bricks.
You’re probably thinking why we’re telling you this story, but imagine if your home or property was built using weak material and you were unaware of it. What would happen? It would most likely receive a list of problems such as the roof collapsing, or parts of the walls suddenly caved in because of the poor structure, or even worse, a big bad wolf coming along to blow it down. Who would be liable for this? Your home and building insurance will only go so far, and you’d most likely be battling a long term case to sue the original contractors as they would be liable. No one wants a long winded stressful case, which is why there is another form of insurance available called Latent Defects Insurance.
Latent Defects Insurance will speed up the process claim if something was to happen to your property. It will cut out anything unnecessary that would normally prolong the case. Latent Defects Insurance covers all aspects of the construction of the property including the design and build of it, and will enable the insurer to identify the parties responsible for their negligence.
Some people may not be aware of Latent Defects Insurance, but that’s where Watson Laurie comes into it. We have a wealth of knowledge within this industry and our team of experts are highly professional and qualified in their field.
So, don’t let the big bad wolf blow your house down and contact Watson Laurie for more information about how our latent defects insurance can help protect you and your property.